Types of Refinance
Compare your refinance options.
5 articlesFixed Rate vs ARM Refinance: Which Is Right for You?
Compare fixed-rate and adjustable-rate mortgages for refinancing. Real numbers, risk analysis, and when each makes sense from a licensed CA broker.
Rate-and-Term vs Cash-Out Refinance: Key Differences Explained
Understand the differences between rate-and-term and cash-out refinancing. LTV limits, rate differences, and best use cases from a CA broker's perspective.
Should You Pay Discount Points When Refinancing?
Understand mortgage discount points: what they cost, how much you save, and when they make sense. Break-even math with real numbers from a CA broker.
No-Closing-Cost Refinance: How It Really Works
Learn how no-closing-cost refinances work, what you're really paying, and when they make sense. Straight talk from a 15-year CA mortgage broker.
Streamline vs Full Documentation Refinance
Compare streamline and full doc refinance options. Learn when to use each, what documentation you need, and which saves you more money.