Fix & Flip Profit Calculator - Estimate Your Flip ROI
Calculate projected profit, ROI, and total costs before funding your next fix-and-flip deal.
What you're paying for the property
Estimated cost to fix up the property
Expected value after renovations
Hard money rates are commonly 8-12%
How long until you sell?
Estimated Net Profit
$190,200
ROI
119.02%
Excellent deal
Total Investment Breakdown
| Purchase Price | $250,000 |
|---|---|
| Down Payment | $60,000 |
| Loan Amount | $240,000 |
| Origination Fees | $4,800 |
| Interest Paid | $12,000 |
| Rehab Budget | $50,000 |
| Holding Costs | $12,000 |
| Selling Costs | $21,000 |
| Total Invested | $159,800 |
| After Repair Value (ARV) | $350,000 |
| Net Profit | $190,200 |
What is Fix & Flip Financing?
- Short-term loans, usually 6-24 months
- Higher rates with faster approvals for time-sensitive deals
- Underwritten on ARV and project plan, not just current value
The 70% Rule
Max purchase price = (ARV x 70%) - rehab budget
$195,000
How to Maximize Flip Profit
- Buy below market value and confirm comps before closing
- Use a realistic rehab scope and keep a contingency reserve
- Reduce hold time because every month adds carrying cost
- Focus on improvements that drive buyer demand and resale value